Contracts

A Connecticut buyer submits an offer to purchase and deposits $5,000 in escrow with the listing broker. The contract specifies the earnest money will be held in a non-interest-bearing account. Under Connecticut law, this escrow arrangement is:

ARequired to be interest-bearing under state law
BAcceptable if the parties agree in writing to a non-interest-bearing account✓ Correct
CProhibited; all earnest money must earn interest
DOnly acceptable if the amount is under $10,000

Explanation

Connecticut escrow rules require that client funds be maintained in a separate trust account, but the parties may agree to hold earnest money in a non-interest-bearing account. If interest is earned, the parties should agree in writing to the disposition of interest.

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