Connecticut License Law

A Connecticut real estate salesperson has been offered a finder's fee from a mortgage lender for referring clients. The salesperson may accept this fee:

AOnly with the buyer's knowledge and consent
BAs long as it is under $1,000
CNever, unless it is a RESPA-compliant arrangement and the broker is aware and approves✓ Correct
DAlways, since referral fees are a common business practice

Explanation

RESPA (Section 8) generally prohibits kickbacks and fee-splitting between settlement service providers, including lenders and real estate agents. A salesperson may only receive compensation from their broker—not directly from a lender—unless it is a properly structured, RESPA-compliant affiliated business arrangement with full disclosure.

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