Finance
Under RESPA, which of the following is prohibited?
ACharging origination fees
BPaying kickbacks or referral fees between settlement service providers✓ Correct
CRequiring homeowners insurance
DCollecting monthly escrow amounts
Explanation
RESPA Section 8 prohibits kickbacks, referral fees, and unearned fee-sharing among settlement service providers (title companies, lenders, appraisers, etc.) that increase costs to borrowers.
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