Escrow & Title

A cloud on title refers to:

AA title insurance policy in force
BAny outstanding claim, lien, or encumbrance that questions the validity of ownership✓ Correct
CDigital records stored in cloud computing systems
DAn easement granted to a utility company

Explanation

A cloud on title is any claim, encumbrance, or defect that calls into question the validity or marketability of the title. Title insurance helps protect against unknown clouds.

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