Escrow & Title
A 'cloud on title' refers to:
AA. Digital storage of title records
BB. Any claim, lien, or encumbrance that may impair the title or cast doubt on its validity✓ Correct
CC. Weather damage to recorded documents
DD. A missing link in the chain of title dating back more than 100 years
Explanation
A cloud on title is any recorded or unrecorded claim, lien, or defect that appears in the title records and may affect the owner's ability to sell or mortgage the property. Clouds must be cleared through legal action or recorded releases.
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