Real Estate Math

A Georgia property sells for $520,000. The buyer pays 20% down. The lender charges 3% origination fee on the loan. What is the origination fee?

AA. $15,600
BB. $12,480✓ Correct
CC. $9,360
DD. $10,400

Explanation

Down payment = 20% × $520,000 = $104,000. Loan = $520,000 − $104,000 = $416,000. Origination fee = 3% × $416,000 = $12,480.

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