Real Estate Math

A home sold for $425,000. The seller's adjusted basis is $315,000. Under IRS rules for a primary residence, the capital gain is:

A$50,000
B$110,000
C$0 (excluded under Section 121)✓ Correct
D$60,000

Explanation

Under IRS Section 121, a single homeowner can exclude up to $250,000 of capital gains ($500,000 for married couples) from the sale of a primary residence owned and lived in for 2 of the last 5 years. The gain of $110,000 is below $250,000 and is fully excluded.

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