Fair Housing
A lender who offers less favorable loan terms to an applicant because of race is guilty of:
ABlockbusting
BDiscriminatory pricing / disparate treatment in lending✓ Correct
CSteering
DRedlining
Explanation
Offering less favorable loan terms based on a protected class characteristic is discriminatory treatment in lending, violating ECOA and the Fair Housing Act.
Related Georgia Fair Housing Questions
- Blockbusting is the illegal practice of:
- Which of the following is an example of a reasonable accommodation under the Fair Housing Act for a disabled tenant?
- A reasonable accommodation under the FHA requires a landlord to:
- Redlining is the illegal practice of:
- Under the Fair Housing Act, a landlord may NOT legally ask a prospective tenant:
- Under the Fair Housing Act, a disability is defined as:
- Which of the following is NOT a protected class under the federal Fair Housing Act?
- A Georgia landlord who refuses to rent to a family because they have three children under 18 is most likely violating which protected class?
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