Property Valuation

A real estate professional preparing a Comparative Market Analysis (CMA) must disclose that a CMA is:

AA certified appraisal prepared under USPAP standards
BAn estimate of value for marketing purposes, not a certified appraisal✓ Correct
CEquivalent to a professional appraisal for loan purposes
DA government-required document for all listings

Explanation

A CMA is a broker/agent's estimate of a property's market value for pricing purposes. It is not a certified appraisal and cannot be used for loan purposes. Agents must not misrepresent a CMA as an appraisal.

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