Fair Housing
A real estate professional who selectively shows buyers only certain neighborhoods based on their own preferences (even without explicit client instruction) is engaging in:
AA. Acceptable client service
BB. Steering — illegal even without explicit client instruction if decisions are made based on protected class characteristics✓ Correct
CC. Market specialization
DD. Legally permissible property matching
Explanation
Steering can occur even without a client's explicit request. When an agent limits property showings based on neighborhood demographics (not client criteria), they are illegally steering — violating fair housing law regardless of the client's wishes.
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Key Terms to Know
Steering
An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
LienA financial claim against a property that serves as security for a debt or obligation, giving the creditor the right to foreclose if unpaid.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
Fair Housing ActFederal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
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