Escrow & Title
A 'special warranty deed' in Georgia differs from a general warranty deed in that it only warrants against claims:
AArising from any point in the chain of title
BArising during the period the grantor owned the property✓ Correct
CRelated to mortgage liens only
DFiled after the deed was recorded
Explanation
A special warranty deed only warrants against defects or claims arising during the grantor's ownership. Unlike a general warranty deed, it does NOT warrant against claims from before the grantor acquired title.
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Key Terms to Know
Deed
A written legal instrument used to transfer ownership of real property from one party (grantor) to another (grantee).
Chain of TitleThe sequential record of all transfers of ownership for a piece of property from the original patent holder to the present owner.
LienA financial claim against a property that serves as security for a debt or obligation, giving the creditor the right to foreclose if unpaid.
Title InsuranceInsurance protecting against financial loss from defects in a property's title that existed before closing but were unknown at the time of purchase.
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