Property Ownership
Georgia is NOT a community property state. This means that property acquired during marriage in Georgia is typically owned as:
ACommunity property with right of survivorship
BSeparate property belonging to the acquiring spouse✓ Correct
CJoint tenancy automatically
DTenancy by the entirety
Explanation
Georgia is a separate property (common law) state, not a community property state. Property acquired during marriage generally belongs to the spouse who earned or purchased it, not automatically to both spouses equally.
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Key Terms to Know
Joint Tenancy
Co-ownership where two or more people hold equal, undivided interests with the right of survivorship — when one owner dies, their share passes to the surviving owners.
DeedA written legal instrument used to transfer ownership of real property from one party (grantor) to another (grantee).
Tenancy in CommonCo-ownership where two or more people hold undivided interests that need not be equal and pass to each owner's heirs — no right of survivorship.
Title InsuranceInsurance protecting against financial loss from defects in a property's title that existed before closing but were unknown at the time of purchase.
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