Fair Housing

The 'disparate impact' theory in fair housing law means:

AA. Only intentional discrimination is prohibited
BB. A policy that appears neutral but disproportionately harms a protected class can be discriminatory✓ Correct
CC. Only differences in purchase prices matter
DD. Discrimination claims require statistical proof only

Explanation

Disparate impact holds that even facially neutral policies can violate the Fair Housing Act if they disproportionately harm a protected class and are not justified by a legitimate business necessity. Intent to discriminate is not required.

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