Contracts

Under the GAR contract, if the buyer's financing contingency is not met, the buyer may:

AA. Be in automatic breach and forfeit the earnest money
BB. Terminate the contract and potentially receive a refund of earnest money✓ Correct
CC. Demand the seller reduce the price to match what the buyer can borrow
DD. Take possession of the property and arrange financing later

Explanation

If a properly written financing contingency is not satisfied (loan is denied), the buyer may terminate the contract and is typically entitled to return of the earnest money. This protects buyers who make good faith efforts to obtain financing.

Related Georgia Contracts Questions

Practice More Georgia Real Estate Questions

1,500+ questions covering all exam topics. Start free — no signup required.

Take the Free Georgia Quiz →