Real Estate Math

A buyer obtains a 90% LTV mortgage on a $750,000 home in Kailua. What is the down payment required?

AA. $67,500
BB. $75,000✓ Correct
CC. $112,500
DD. $150,000

Explanation

LTV = 90% means the loan = 90% × $750,000 = $675,000. Down payment = $750,000 - $675,000 = $75,000. The down payment is the difference between the purchase price and the loan amount.

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