Real Estate Math

A Hawaii commercial property earns $200,000 NOI and has $85,000 in annual debt service. What is the Debt Service Coverage Ratio (DSCR)?

AA. 2.35✓ Correct
BB. 2.24
CC. 2.40
DD. 2.50

Explanation

DSCR = NOI / Debt Service = $200,000 / $85,000 = 2.35.

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