Real Estate Math

A Hawaii investor paid $1,200,000 for a building 5 years ago and is now selling for $1,560,000. Capital gains tax is owed on the profit. If the long-term capital gains rate is 20%, what is the approximate tax owed? (Ignore depreciation recapture and Hawaii state tax)

AA. $72,000✓ Correct
BB. $60,000
CC. $48,000
DD. $240,000

Explanation

Capital gain = $1,560,000 - $1,200,000 = $360,000. Federal capital gains tax = $360,000 × 20% = $72,000. Note: this is a simplified calculation; actual taxes involve adjusted basis (reduced by depreciation taken), depreciation recapture at 25%, Hawaii state income tax at up to 11%, and potential FIRPTA withholding for foreign investors.

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