Real Estate Math

A Hawaii property sold for $640,000 and the buyer paid 3.5 points to buy down the rate. The loan was $512,000. What were the total points paid?

AA. $17,920✓ Correct
BB. $22,400
CC. $16,640
DD. $19,200

Explanation

Points are based on the loan amount: $512,000 × 0.035 = $17,920. Using the values given ($640,000, $512,000), apply the appropriate formula.. The correct answer is A. $17,920.. This is a common calculation on the Hawaii real estate exam.

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