Fair Housing
A Hawaii real estate agent who tells a Black prospective buyer that a certain neighborhood is 'changing' and they might be happier elsewhere is engaging in:
AA. Acceptable advice based on local market knowledge
BB. Illegal steering based on race✓ Correct
CC. Disclosure of neighborhood trends
DD. Buyer representation and due diligence
Explanation
Telling a buyer they might be 'happier elsewhere' based on racial composition of a neighborhood is illegal steering—directing buyers based on protected class characteristics.
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Key Terms to Know
Steering
An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
Fair Housing ActFederal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
Transfer TaxA tax imposed by state or local governments when real property ownership is transferred, typically based on the sale price.
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