Real Estate Math

An investor purchases a Hawaii property for $950,000 with a 25% down payment. What is the loan amount?

AA. $237,500
BB. $712,500✓ Correct
CC. $760,000
DD. $687,500

Explanation

Down payment = 25% × $950,000 = $237,500. Loan amount = $950,000 - $237,500 = $712,500. Alternatively: Loan = 75% × $950,000 = $712,500. The loan-to-value ratio is 75% (100% - 25% down).

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