Hawaii License Law
What is the Hawaii Real Estate Commission's process for handling consumer complaints against licensees?
AA. Consumers file complaints directly with the Real Estate Commission; the Commission investigates and may take disciplinary action including fines, suspension, or revocation✓ Correct
BB. Consumers must file complaints with the courts; the Commission does not handle individual complaints
CC. Only the principal broker may file complaints against affiliated licensees
DD. Complaints are handled by NAR's ethics committee, not the state Commission
Explanation
Consumers may file formal complaints with the Hawaii Real Estate Commission (through the DCCA's PVL division). The Commission investigates, may hold hearings, and can impose sanctions including fines, suspension, revocation, and required restitution.
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Key Terms to Know
Agency
A legal relationship in which a licensee (agent) acts on behalf of a principal (buyer or seller) in a real estate transaction.
AmortizationThe gradual repayment of a loan through scheduled periodic payments that cover both principal and interest.
Private Mortgage Insurance (PMI)Insurance required by lenders on conventional loans with less than 20% down payment, protecting the lender — not the borrower — against default.
Title InsuranceInsurance protecting against financial loss from defects in a property's title that existed before closing but were unknown at the time of purchase.
Math Concepts
State-Specific Concepts
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