Escrow & Title

In Hawaii, a deed of trust differs from a mortgage because:

AA. A deed of trust involves three parties: borrower, trustee, and lender (beneficiary)✓ Correct
BB. A mortgage requires a longer notice period before foreclosure
CC. A deed of trust can only be used for commercial properties
DD. There is no difference between them in Hawaii

Explanation

A deed of trust involves three parties: the borrower (trustor), a neutral trustee, and the lender (beneficiary). A mortgage involves only two parties: borrower and lender.

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