Environmental
In Hawaii, a property's proximity to a dry gulch (stream channel) that floods seasonally must be disclosed because:
AA. Seasonal flooding has no material impact on Hawaii property values
BB. Flash flooding in gulches can damage property and is a material fact affecting safety and value✓ Correct
CC. The county already discloses all flood risk information
DD. It only matters if the property has been flooded in the past 5 years
Explanation
Seasonal flooding risk from gulches is a material fact that can affect safety, insurance costs, and property value, requiring disclosure to prospective buyers.
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