Agency
In Hawaii, what is the significance of 'first contact' in agency disclosure timing?
AA. The first contact is when the commission is established
BB. Hawaii's agency disclosure rules generally require disclosure at or before the first substantive contact—when meaningful discussions about a specific property or the buyer/seller's needs begin✓ Correct
CC. First contact is when the offer is first presented to the seller
DD. First contact is only relevant for commercial real estate transactions
Explanation
Hawaii administrative rules require that agency disclosure be provided at or before the first substantive contact between the licensee and the buyer or seller. 'First contact' triggers the disclosure obligation. Making substantive representation of either party before providing disclosure is improper and creates potential liability.
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