Fair Housing
In Hawaii, which of the following does NOT violate the Fair Housing Act?
AA. Refusing to rent to families with children in a non-exempt building
BB. Steering buyers based on race to certain neighborhoods
CC. Refusing to rent to a person based on their credit history and income✓ Correct
DD. Advertising 'no Section 8' in a state that prohibits such discrimination
Explanation
Refusing to rent based on financial qualifications (credit history, income) is permissible under fair housing law because financial qualifications are not a protected class.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
Adjustable-Rate Mortgage (ARM)A mortgage with an interest rate that changes periodically based on a financial index, usually after an initial fixed-rate period.
State-Specific Concepts
DRE Regulation
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