Finance
Regulation Z under the Truth in Lending Act requires lenders to disclose the:
AA. Annual percentage rate (APR) and total finance charge✓ Correct
BB. Monthly payment amount only
CC. Down payment requirement only
DD. Property tax estimate for the next year
Explanation
Regulation Z requires lenders to clearly disclose the APR (which includes interest plus fees) and total finance charges, allowing consumers to compare loan costs.
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