Environmental
Under Hawaii's real estate disclosure laws, a seller must disclose the property's lava zone classification because:
AIt is required only for Big Island properties
BLava zone affects insurance availability, costs, and the risk of volcanic hazards, making it a material fact✓ Correct
COnly Zone 1 and 2 properties require disclosure
DDisclosure is voluntary and encouraged but not required
Explanation
Lava zone classification is a material fact on Hawaii Island that affects property insurance availability and costs and the risk of volcanic hazard. Sellers are required to disclose lava zone status in their property disclosure.
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