Escrow & Title
What is a 'title officer' versus a 'title examiner' in Hawaii real estate and what does each do?
AA. They are the same role with different titles used at different companies
BB. A title examiner reviews public records and prepares the title search report identifying encumbrances; a title officer is the decision-maker who reviews the examiner's work and approves issuance of title insurance✓ Correct
CC. Title examiners only work on Land Court properties; title officers handle regular system properties
DD. A title officer is licensed by the state; a title examiner is an unlicensed assistant
Explanation
In Hawaii title companies, the process typically involves: title examiners who search and review public records (Bureau of Conveyances and Land Court), preparing a chain of title report and identifying recorded documents. Title officers review the examiner's work, make underwriting decisions about coverage and exceptions, and approve the issuance of title insurance. They may also answer questions about title matters.
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