Escrow & Title

A 'cloud on title' refers to:

AA title insurance policy endorsement
BAny encumbrance or claim that may impair the title's marketability✓ Correct
CA zoning restriction on the property
DUnpaid property taxes

Explanation

A cloud on title is any outstanding claim, encumbrance, or defect that appears in the chain of title and could affect the owner's ability to convey clear, marketable title.

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