Environmental
A property located in a FEMA-designated Special Flood Hazard Area (SFHA) is required to have:
AEarthquake insurance
BFlood insurance (if the property has a federally backed mortgage)✓ Correct
CA structural engineering report
DAn elevated foundation only
Explanation
Properties in FEMA Special Flood Hazard Areas with federally backed mortgages are required to carry flood insurance through the National Flood Insurance Program (NFIP). Standard homeowner's insurance does not cover flood damage.
Related Idaho Environmental Questions
- Which of the following is NOT a material environmental fact that must be disclosed in an Idaho real estate transaction?
- Underground storage tanks (USTs) are a concern in real estate because they:
- What does 'due diligence' mean in the context of an Idaho commercial real estate purchase?
- In Idaho, the Snake River Plain Aquifer is particularly important to real estate development because:
- Asbestos in a building is most hazardous when:
- A Phase I Environmental Site Assessment is designed to:
- Which federal law requires disclosure of the presence of polychlorinated biphenyls (PCBs) in real property?
- What is the National Flood Insurance Program (NFIP)?
Practice More Idaho Real Estate Questions
1,500+ questions covering all exam topics. Start free — no signup required.
Take the Free Idaho Quiz →