Property Ownership
In Idaho, the homestead exemption protects a certain amount of a homeowner's principal residence from:
AProperty tax increases
BJudgment creditors (but not mortgage lenders)✓ Correct
CAll liens including mortgages
DGovernment taking through eminent domain
Explanation
Idaho's homestead exemption (Idaho Code § 55-1003) protects a portion of a homeowner's equity in their principal residence from judgment creditors. However, it does NOT protect against mortgage liens, property tax liens, or mechanic's liens.
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