Environmental

What is the significance of a property's location in a FEMA Special Flood Hazard Area (SFHA) for Idaho real estate?

ANo significance; Idaho rarely floods
BProperties in SFHA require flood insurance if financed with federally backed loans and must disclose flood zone status✓ Correct
CProperties in SFHA cannot be sold
DSFHA designation only applies to commercial properties

Explanation

FEMA designates Special Flood Hazard Areas (100-year floodplains) where federal flood insurance is mandatory for federally backed mortgages. Idaho has numerous rivers and their floodplains are mapped.

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