Escrow & Title
What is a 'survey exception' in an Idaho title insurance policy and why might a buyer want it removed?
AAn exception for properties that have never been surveyed
BA standard exception that excludes from coverage matters that an accurate survey would disclose; removed by obtaining a current survey and having the title company issue ALTA extended coverage✓ Correct
CAn exception for agricultural surveys only
DAn exception required by all Idaho lenders
Explanation
Standard title policies contain a survey exception — they do not cover matters that a current, accurate survey would disclose (encroachments, boundary issues, easements in gross). Buyers who want full coverage of survey matters can obtain an ALTA extended coverage policy, which requires a current survey and removes the general survey exception.
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