Real Estate Math

A buyer obtains a $300,000 mortgage at 5% annual interest. What is the first month's interest payment?

A$1,000
B$1,250✓ Correct
C$1,500
D$1,750

Explanation

Monthly interest = Principal × Annual Rate ÷ 12. $300,000 × 5% ÷ 12 = $300,000 × 0.05 ÷ 12 = $15,000 ÷ 12 = $1,250.

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