Escrow & Title

A deed that passes title at death without going through probate by means of a beneficiary designation is called a:

ATestamentary deed
BTrustee's deed
CTransfer on Death (TOD) instrument✓ Correct
DLife estate deed

Explanation

Illinois allows owners to use a Transfer on Death (TOD) instrument (also called a beneficiary deed) to designate beneficiaries who will automatically receive the property at the owner's death without probate. The owner retains full control during their lifetime, and the beneficiary has no interest until death.

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