Contracts

An Illinois land contract (contract for deed) often contains an acceleration clause that provides:

AThe purchase price automatically increases each year
BIf the buyer defaults, the entire remaining balance becomes immediately due✓ Correct
CThe buyer may pay extra principal to accelerate payoff
DThe seller may accelerate the transfer of title

Explanation

An acceleration clause in a land contract or mortgage provides that if the buyer/borrower defaults, the entire remaining balance of the purchase price or loan becomes immediately due and payable. This allows the seller/lender to demand full payment rather than just the overdue installments.

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