Environmental
Which of the following best describes 'wetlands' and their significance in Illinois real estate?
ALow-lying areas that are always under water year-round
BAreas where soil is saturated with water for at least part of the year, supporting distinctive vegetation, subject to federal and state regulations limiting development✓ Correct
CFlood insurance zones designated by FEMA only
DAny area within 100 feet of a navigable waterway
Explanation
Wetlands are areas where soil is saturated or inundated with water for at least part of the year, supporting hydrophytic (water-tolerant) vegetation and hydric soils. They are regulated by Section 404 of the Clean Water Act and Illinois law. Filling or draining wetlands typically requires permits. Their presence significantly affects development potential.
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