Contracts

In Illinois, a 'short sale' occurs when:

AA property is sold very quickly, usually within 30 days of listing
BA property is sold for less than the amount owed on the mortgage, requiring lender approval✓ Correct
CA seller accepts a price below the listing price within the first week
DA commercial property sale closed in fewer than 60 days

Explanation

A short sale occurs when a property sells for less than the outstanding mortgage balance, requiring the lender's approval to accept less than the full amount owed (a 'short' payoff). The lender may forgive the deficiency or pursue a deficiency judgment. Short sales are often used to avoid foreclosure.

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