Property Valuation

In Illinois, the equalization factor (also called the multiplier) applied to assessed values is used to:

ACalculate the transfer tax due at closing
BAdjust local assessed values to a uniform percentage of fair market value statewide✓ Correct
CDetermine the capitalization rate for income properties
DSet the maximum loan-to-value ratio for state-backed mortgages

Explanation

Illinois uses an equalization factor (state multiplier) to adjust county assessed values to a uniform level of 33.3% of fair market value statewide. The Illinois Department of Revenue determines the equalization factor annually. The equalized assessed value (EAV) = assessed value × equalization factor, and EAV × tax rate = annual property tax. This ensures consistent taxation across different counties.

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