Contracts

What is the significance of 'delivery and acceptance' in an Illinois deed?

ADelivery means sending the deed by certified mail; acceptance is automatic
BThe deed must be physically delivered by the grantor with intent to transfer title, and accepted by the grantee; this completes the transfer of ownership✓ Correct
CDelivery means recording the deed; acceptance means paying the transfer tax
DDelivery refers to the escrow agent's receipt; acceptance means lender approval

Explanation

Delivery and acceptance are the final essential elements of a valid deed transfer in Illinois. The grantor must deliver the deed with the present intent to transfer title, and the grantee must accept it. Delivery can be to the grantee directly or to an escrow agent with irrevocable instructions to deliver to the grantee. Without proper delivery and acceptance, title does not transfer. The grantor cannot retain control over the deed after delivery.

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