Fair Housing
The Illinois Human Rights Act's prohibition against housing discrimination extends to advertisements. A landlord who posts 'No Section 8' in an advertisement is potentially:
AFully compliant with Illinois and federal law
BViolating Chicago and Cook County ordinances if the property is in those jurisdictions, as source of income is protected there✓ Correct
CViolating a federal law that requires acceptance of all subsidized housing vouchers
DOnly subject to a fine from the local housing authority
Explanation
'No Section 8' advertising is not prohibited under statewide Illinois or federal law, but Chicago and Cook County prohibit discrimination based on source of income (including housing subsidies). In these jurisdictions, advertising that excludes Section 8 voucher holders can be a fair housing violation.
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Key Terms to Know
Net Operating Income (NOI)
The annual income generated by an income-producing property after subtracting operating expenses, but before debt service.
Fair Housing ActFederal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
Pre-ApprovalA lender's conditional commitment to loan a specific amount to a borrower, based on verified income, credit, and assets.
Math Concepts
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