Fair Housing

Under the Illinois Human Rights Act, a landlord's refusal to rent to a prospective tenant because of their source of income (such as Section 8 vouchers) would violate the Act in:

AThe entire state of Illinois

BChicago and Cook County only, as the Illinois Human Rights Act does not cover source of income✓ Correct

COnly federally subsidized housing

DOnly municipalities with more than 100,000 residents

Explanation

While the Illinois Human Rights Act does not include 'source of income' as a protected class statewide, Chicago and Cook County have local ordinances that prohibit discrimination based on source of income (including Section 8 vouchers). Always check local ordinances in addition to state and federal law.

People Also Study

Key Terms to Know

Net Operating Income (NOI)

The annual income generated by an income-producing property after subtracting operating expenses, but before debt service.

Fair Housing Act

Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.

Steering

An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.

Debt-to-Income Ratio (DTI)

A lender's measure of a borrower's monthly debt obligations relative to their gross monthly income, used to evaluate loan eligibility.