Property Valuation

What is a 'complete appraisal' versus a 'limited appraisal' under USPAP?

AA complete appraisal covers the interior; a limited appraisal is drive-by only
BA complete appraisal applies all applicable USPAP requirements without modification; a limited appraisal involves a departure from certain USPAP standards through client agreement✓ Correct
CA complete appraisal is required for all loans over $500,000
DUSPAP does not make this distinction; all appraisals are complete

Explanation

Under older USPAP versions, a limited appraisal allowed certain departures from standard requirements with client disclosure and agreement. The current USPAP (2020-2021 edition) no longer uses these terms—appraisers must develop credible appraisals, and any departures from customary practice must be disclosed. The concept now is addressed through scope of work: different assignments may have different scopes while still meeting USPAP requirements.

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