Fair Housing
What is 'redlining' in the context of Illinois housing and lending?
AA legal practice of color-coding properties by zoning category
BThe illegal practice of denying loans or insurance to properties in minority neighborhoods✓ Correct
CA planning tool used to designate blighted areas for redevelopment
DThe legal requirement to disclose property boundaries in red on plat maps
Explanation
Redlining is the illegal practice by lenders, insurance companies, or other financial institutions of denying services or charging higher rates to residents of minority neighborhoods, typically marked with red lines on maps. It violates the Fair Housing Act and the Community Reinvestment Act.
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