Finance

An Indiana construction loan is typically converted to a permanent mortgage at:

AWhen construction begins
BUpon completion of construction (project completion and certificate of occupancy)✓ Correct
CAfter 12 months regardless of construction status
DWhen the appraisal is complete

Explanation

A construction loan provides interim financing during building. Once construction is complete and a certificate of occupancy is issued, the construction loan is typically converted to (or replaced by) a permanent (long-term) mortgage.

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