Real Estate Math

An Indiana homeowner takes out a HELOC of $50,000 at 8.5% annual interest. If they draw the full amount and pay only interest for one year, how much interest do they pay?

A$3,500
B$4,000
C$4,250✓ Correct
D$5,000

Explanation

Annual interest = $50,000 × 0.085 = $4,250. To solve this, multiply the relevant values: $50,000 at 8.5%.. The correct answer is $4,250.. This is a common calculation on the Indiana real estate exam.

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