Escrow & Title
An Indiana title policy's standard exception for 'matters not shown by the public records' typically excludes coverage for:
ARecorded liens and encumbrances
BUnrecorded claims, encroachments, easements in gross, and adverse possession claims not discoverable from the public record✓ Correct
CProperty taxes
DMortgage payoffs
Explanation
Standard title policies exclude risks not discoverable in the public records — such as unrecorded easements, encroachments revealed only by survey, adverse possession claims, or unrecorded liens. An ALTA extended coverage policy may remove some of these exceptions.
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