Property Ownership

In Indiana, a riparian rights owner whose property borders a non-navigable stream has the right to:

AOwn the streambed to the center of the stream

BUse water from the stream in a reasonable manner without unduly harming other riparian owners

CDivert the entire stream to their property

DBoth A and B✓ Correct

Explanation

Indiana riparian landowners whose property borders a non-navigable stream typically own the streambed to the center (the ad medium filum aquae rule) and have the right to reasonable use of the water without causing unreasonable harm to other riparian owners.

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Key Terms to Know

Adjustable-Rate Mortgage (ARM)

A mortgage with an interest rate that changes periodically based on a financial index, usually after an initial fixed-rate period.

Joint Tenancy

Co-ownership where two or more people hold equal, undivided interests with the right of survivorship — when one owner dies, their share passes to the surviving owners.

Tenancy in Common

Co-ownership where two or more people hold undivided interests that need not be equal and pass to each owner's heirs — no right of survivorship.

Right of First Refusal

A contractual right giving a party the opportunity to match any offer received before the owner can accept it from a third party.