Finance
RESPA prohibits all of the following EXCEPT:
AKickbacks between settlement service providers
BRequiring use of a specific title company as a condition of the loan
CCharging legitimate fees for services actually performed✓ Correct
DUnearned fee splitting between mortgage brokers and lenders
Explanation
RESPA prohibits kickbacks, mandatory use of affiliated service providers (without disclosure), and unearned fee sharing. Charging legitimate, disclosed fees for services actually rendered is permitted.
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