Property Valuation

The FIRREA (Financial Institutions Reform, Recovery, and Enforcement Act) requires independent appraisals for federally related transactions above what threshold for most residential properties?

A$100,000
B$250,000✓ Correct
C$400,000
D$500,000

Explanation

Under FIRREA regulations, federally regulated lenders generally require a state-licensed or state-certified appraisal for residential real estate transactions of $250,000 or more (with some transactions below this threshold qualifying for evaluations rather than full appraisals).

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